Finance-Spain.com - Financial Advisors in Spain

I recently appointed Patrick to set up a Spanish compliant bond. As an ex pat with no knowledge of financial advisors in Spain I was extremely apprehensive about the process. From the initial call I had with Patrick, it was clear that he was extremely knowledgeable and very professional. He has answered my many questions in an open and clear manner. I felt supported throughout the process and built trust with him very quickly. I would have no hesitation in recommending Patrick for your financial needs and will no doubt extend his remit in the coming months.

We were looking for some financial advice that would be Spanish compliant. We came across Patrick through a Google search and after watching his YouTube videos we decided to contact him. Patrick was really responsive, giving clear advice and options that were best for us. We are receiving a great service and if you are looking for advice we would highly recommend you contacting him.

I had a call today with Patrick he was very helpful and informative and gave me some good advice .

Patrick MacDonald's support, advice and guidance have been exemplary. Throughout the process of considering and making an investment he was clear, open and empathetic to our needs and concerns. I have no hesitation in strongly recommending Patrick and his professional services.

Patrick was great! He took the time to understand my situation and offered good advice and guidance. I would recommend him warmly.

Patrick has been informative, professional and knowledgeable on all our financial investment and pension enquires and needs. I would highly recommend engaging and working with Patrick.

I had a one-off consultation with Patrick and found him to be very friendly and helpful. He gave me clear advice and, for anything outside his scope, he pointed me in the right direction.

Fantastic financial advice in Spain. Patrick was expert, clear, and tailored a plan to my goals. Highly professional and effective--5 stars!

Patrick facilitated an exploratory meeting at short notice and gave impartial advice of options available to us, considering our circumstances.

After recently moving to Spain I spoke to Patrick about multiple topics including asset management, pensions & Inheritance law. He was so helpful and knowledgeable on everything and really help us get an understanding of the difference between the UK & Spanish laws/incentives. Highly recommend!

Patrick was professional and friendly. He took the time to understand my specific objectives and concerns, addressed my questions thoughtfully, and provided well-considered recommendations. Although I ultimately decided to postpone my investment decisions, I really valued his thoughtful approach and demeanour.

Patrick gave me some excellent investment advice. He had an unbiased approach and truly cared about helping my specific situation outlining a balanced view of risks and opportunities.

Patrick gave me uk pension advice today totally free of any cost, that gave me some real peace of mind in what is currently quite a desperate situation for me (Dana affected home). He had a great understanding of uk taxation etc. I would highly recommend. Thank you Patrick.

Patrick is eminently approachable and professional. He gives you the confidence of well informed financial decisions and wise advice on investments Thoroughly recommended.

I met with Patrick and even though my situation wasn't something Finance-Spain could move forward with, he gave me lots of advice and helpful tips to help me achieve my investment goals. 100% recommended

We have just recently moved to spain and taken early retirement with no financial experience or expertise.After having a really informative conversation with Patrick he explained all our options so simply and clearly until we understood. There was no pushy sales or hard sell. He told us to take our time and not rush into anything ..We felt so much better and more informed . So we would highly recommend anyone to contact them even just for a chat with any concerns. Thankyou Patrick. Keep up the good work

Patrick was very helpful in helping me begin to navigate how things work in Spain! He took the time to understand my current situation and what my plans were for the future. He then explained some key differences to the UK and gave me some items to look up and research myself.

Patrick was super helpful!

We spoke to Patrick and he was superb, very keen to help, very knowledgeable and very professional. He was also crystal clear about what his company can and cannot offer and that is much appreciated nowadays. Thanks Patrick, we hope to keep in touch.

Patrick was available for an intro call and was very helpful in contextualizing our move and the things we need to think about form a tax perspective. He suggested that rather than a financial advisor, we need to reach out to an accountant instead so will be doing that next. Many thanks!

Prompt response. Was not able to help in my situation as my funds were too small to create an account, but nonetheless provided me useful advice.

Patrick was very helpful and generous with his time in giving me advice about finances that was simple and easy to understand. Would definitely recommend arranging a consultation if you require any guidance on your finances.

Extremely helpful. Went above and beyond to ensure we found the call useful. Advice was appropriate and relevant. Thank you, Patrick.

Patrick Macdonald generously shared his time with me and gave me very helpful advice on how to deal with my pension savings. Thank you!

Incredibly helpful, clear and professional.

Patrick provided the investment support and advice that I was looking for. He is bright, friendly, and knowledgeable, and I am thankful to have come across his company. Thanks Patrick!

Very helpful, patiently answered my questions and offered helpful advice regarding my personal financial situation. Thank you.

I received fantastic advice from Patrick around my UK pension and how to best approach next steps further to a relocation to Spain. At no point did I feel like I was being sold to and gave me a lot of confidence that if the scenario was more aligned, I would have no doubt but to work with Patrick directly. Thanks so much

I called Finance-Spain and Patrick answered. Patrick was very professional, kind and friendly. He was happy to answer the questions I had, providing me with very clear information. Thank you!

Patrick was very generous with his time giving me good advice on my list of queries even though they were not quite what his company deals with. Very happy with the attention received.

Delighted with service received. In fact, our query was not exactly relevant to their expertise but nevertheless, they went out of their way to help us. Michael Feighery

Patrick provided me with some excellent advice on investment and pension option in Spain, tailored to my own personal situation. I greatly recommend getting in touch with him should you need any personal or business guidance on these topics.

Patrick was very helpful and answered all of my questions. I am very grateful that I found him on Google. Many thanks Patrick.

I have reached out to the Finance-Spain team with quite a detailed inquiry, filled with details about my plans and questions about the routes they would recommend. Not only that I have received detailed responses via email; but then a 1-2-1 consultancy session, applied to my custom-tailored needs. And they have done this even though I wasn't representing their target customer profile. I am more than impressed and honestly hope I can make it up to their team soon! Highly recommend for good service and integrity! Thank you!

I was genuinely overwhelmed by the quality of the advice but above all I was impressed by the stellar attitude and willingness to help and understand my situation. 100% recomendable.

I had an introduction call with Patrick to discuss pension transfer options from UK to Spain. Patrick was extremely friendly, helpful, and answered all the questions I had. Overall, extremely practical advice. Highly recommended!

I called Patrick to ask some basic questions about pension options in Spain and potential investment strategies and he immediately gave me some straightforward, pragmatic advice. He was very open about what he could and couldn't advise me on and gave useful recommendations that I could follow up on myself. Highly recommend consulting him on pensions and investments.

Very helpful and insightful advice. Would recommend

Immediate attention. Friendly and useful advice. I was feeling quite lost and was guided in the right direction, with a selection of options I didn't know I had. Thank you so much.

I was struggling to find information about tax treatment for UK pensions in Spain. Neither experts in Spain nor in UK could help. Patrick put us in the right track, with one phone call. Thanks, Patrick

Quick response to my enquiry and straightforward advice.

Personal, friendly and professional advice. Very knowledgeable and helpful.

Patrick MacDonald is extremely knowledgeable, professional and responsive. Highly recommended.

Patrick Macdonald explains how Spanish tax on UK pensions works for UK nationals resident in Spain, in a clear and concise manner. He is generous with his time when contacted. I also highly recommend his short videos on his web-site.

Patrick came to my attention from the great reviews I read about him and he didn't disappoint. He explained the whole investment process with clarity and professionalism. For me he came across as trustworthy and extremely helpful. He is a very likeable guy and I have no hesitation recommending him. Five stars to Patrick.

Consultant....Patrick Macdonald Exceptional support and guidance All the wonderful adjectives to describe Patrick and his work skills have already been posted and are absolutely true, including: Knowledgable; Efficient: Responsive and Positive. I would like to add a few more details No hard sell Uses Plain English Tons of Patience Always seems available Supportive every step of the way My only negative is that due to Covid I have not been able to meet Patrick and thank him in person...!!

I contacted a few financial advisers online for advice as to the best way to invest my "surplus" capital after selling my house in the UK and moving to Spain. I was immediately impressed by Patrick Macdonald who telephoned me to talk over what I wanted to achieve. Over the next couple of weeks I had a number of conversations and WhatsApp exchanges with him and I was particularly pleased that he was happy to speak directly with my son and daughter and answer their many questions (they were clearly concerned that I should not be sucked into some scam and that my money, and their potential inheritance, would be safe). Patrick explained everything thoroughly and patiently, and was very knowledgeable about Spanish and UK tax laws. Once I had decided to proceed with investing in a Spanish-compliant Bond, Patrick continued to keep me advised and make the process easy, and I would be happy to recommend his services to anyone seeking investment advice.

Patrick was a pleasure to speak with about my situation. Very knowledgable, forthcoming, and helpful.

Good stuff

Patrick is extremely knowledgeable, friendly and i would strongly recommend the service to anyone serious about financial advice

Received some helpful advice from Patrick

I contacted Patrick MacDonald to find out some info about transferring a UK Private Pension to a QROPS or to a SIPP. Patrick was always quick to respond, providing very valuable information in a highly professional manner. Also, Patrick's attitude was always very respectful and objective. I fully recommend Patrick MacDonald.

Serious, Expert, very professional!

Patrick is knowledgeable and professional. He has given me very informative and useful advice regarding the wealth tax in Spain and who will be affected. I am glad I consulted with him.

I had a call with Patrick, he was really kind and gave me a lot of information to continue my own research on the markets. I will recommend giving it a calla and ask any question you have

I can't say enough positive comments about this company. truly a breath of fresh air in a minefield industry.Thank you so much for you help and guidance.. will forever recommend you to my clients and friends.

Friendly and valuable introductory chat

The financial advice and ongoing support that I received was first class.

We needed to switch our existing investment with a financial investment company that we no longer trusted and I opted to choose Blacktower and contacted Patrick. He listened to our needs for a low risk investment, explained what was our best option, guided us through the process of application and didn't try to persuade us to go for a higher risk investment. After it's first year the investment has gained 5% in value. Are we pleased that we got Patrick to advise us? Yes, we are. He was professional, patient, understanding and very helpful and we are very grateful to him.

Patrick inspired confidence from our first meeting. He is approachable, knowledgeable and very efficient. Patrick communictaes at every step in the process and his professionalism makes you feel at ease. We cannot recommend him highly enough. Mandy and Steve Thompson

Many thanks to Patrick. He guided me through the process of transferring my funds with patience and expert knowledge. He also provided sound advice on the pitfalls I would have faced in Spain without his insight.

Patrick has given me excellent advice and guidance. He gave me confidence from the first time we spoke and has always been approachable, even when I felt I was asking stupid questions! First class,service!

Patrick has been providing advice with regard to Spanish compliant bonds and my QROPS transfer and investment for a number of years and he is extraordinarily helpful and always available. What also impresses us is that he acknowledges when he does not have an immediate answer to a technical question but will then research the question and provide an answer as soon as practicable. He also manages to explain things in a language even I can understand.

Perfect transfer of pensions from UK system to overseas. Simple paperwork and easy to understand. Highly recommended.

Patrick is a good, well respected adviser

Well respected and recommended Financial Advisor.

I have been particularly impressed with the clear information and no-nonsense approach. Making investments in Spain can be a minefield but the resources for tax information have given me a lot of confidence. I was looking for a conservative investment and am very happy with the initial process, the progress of the fund and the periodic updates and advice thereafter. I am already looking to make further investments using Blacktower. Thanks.

We wanted information and advice regarding offshore investing and the new tax laws in Spain. All our questions were answered in a friendly yet professional manner and we received an excellent service at all times. Thank you

Sound, reputable advice from a friendly, knowledgable financial advisor.

Good level of knowledge regarding the investment markets. I like the idea of the Spanish compliant offshore bond - especially with the new asset declaration law in Spain.

Very professional and reliable financial advice.

'I wanted to move some savings from a bank account in Spain and put them offshore. Wasn't familiar with do's and don'ts as well as well as the process in general. THe main thing is I know my 'pot' is growing tax free. '

Highly recommeded. I have known Patrick for many years. Very good person. An excellent advisor.

We changed from our existing financial advisor to Patrick some little time ago. We've been very pleased with the service he's given us and the results we're achieving.

"I have been using Patrick as my financial advisor for a long time. When he asked me to put a review on Google I was more than happy to recommend him to everyone!"